While New Year’s is a popular time to implement big changes that could impact your financial health, it’s never too late — or early — to take steps to improve your life. Fall may be the perfect time to assess your finances, before the holidays hit.

Living alone can be liberating. You can come and go as you please, decorate with your favorite colors, and relax in your pajamas until noon without being criticized. However, living alone can also have its pitfalls, including concerns about security and feeling lonely. If you feel uneasy about living alone, here are several simple steps you can take to help make your abode more secure, boost your comfort level, and enjoy your freedom to its fullest.

Life is filled with good days, but life can also be a bumpy road. Very rarely does everything go along without a hiccup or two for long. Most of the bumps you encounter in life are of smaller variety, but many small bumps can seem somewhat significant at the time. There are productive ways to cope with the smaller, more commonplace challenges on the road of life that can help make them easier to face and move beyond.

Trick-or-treat yourself with Halloween cookies, brownies, and so much more -- perfect for the Halloween party or just your grandkids.

Take a look at some of the most common financial mistakes that often lead people to major economic hardship. Even if you're already facing financial difficulties, steering clear of these mistakes could be the key to survival.

Brr! When the leaves have fallen and the air turns cold and crisp, you put the clubs away until spring. Maybe you head to warmer climates for a week of golf in February, or stop at an indoor driving range a time or two if your area has one. But for you, golf is on hold until warm weather rides into town again. Not so fast! Believe it or not, plenty of golfers play all winter, even in cold climates. You can too — just keep these tips in mind.

After you retire, you may discover that you want to return to work—for an extra stream of income, or for the benefits of activity and a second career. Whatever the reason, it’s helpful to plan ahead, because your Social Security benefits, health insurance and tax situation may be affected.